"I have spent the past number of years talking with employees about a variety of questions and concerns relating to their retirement plans and benefits. The 10 Steps To Financial Wellness helps answer many of these questions in one comprehensive resource. It does not focus on just one aspect but truly looks at the whole picture of financial wellness. I believe this easy-to-read and understand book will help improve the overall wellness of those who read it."
- Tim Fatum Director of Human Resources, Gordon Food Service Great Lakes West Division
We now live in an era where personal responsibility and proper individual planning are key ingredients to financial success. This book shows the reader how to make solid choices involving debt management, budgeting, spending, education, and investing.
The 10 Steps To Financial Wellness is written to appeal to those in all phases of their careers, including those just entering the workforce and those who are just a few years away from retirement. Building long-term financial wellness is an easier proposition for those who are early in their career. It’s easier because those with decades before retirement have time to accumulate savings and to harness the power of compound interest to grow their investments. However, if you are in the later stages of your career and find that you need to save quite a bit more to have a secure retirement, don’t despair. You have options.
The good news is that we are living longer and healthier lives than our parents’ generation. This means that most of us can choose to work longer than our parents and still enjoy a long and hopefully healthful retirement. Also remember that the traditional notion of retirement is rapidly changing. Earning just a modest income doing meaningful part-time work in retirement can go a long way in helping you to have a financially secure and an emotionally fulfilling retirement. There are many ways to build long-term financial wellness and this book will provide the roadmap through easy to follow chapter Steps to help you in this journey.
This book will help you to take actionable steps to improve your overall financial wellness, which is the foundation for building long-term financial independence. And the best part of the journey to building financial wellness is that you don’t need to earn a six-figure salary or have a million dollar retirement fund to experience the benefits of financial wellness in your life. You also don’t need an advanced business or professional degree to understand what it takes to build a rock-solid financial foundation.
